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Issues with ICICI Credit Card

If you have any issues with your ICICI credit card such as wrong billing, non-receipt of funds, additional interest, wrong charges, etc, then you can either contact the customer care numbers, or...

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Credit card companies unwilling to display charges

If you feel that the fees and fines you play on your credit card is very high, then you are not alone. Given that this is a wide-spread complaint, the Reserve Bank of India instructed credit card...

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Protect your credit card at all times

MR A, young call centre executive had just obtained his first credit card, when another bank’s DSA (Direct Sales Agent) approached him and explained the benefits of carrying two cards. The new card was...

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Don’t pay the 2% extra while paying with a credit card

How many times would this have happened to you ? You are at a retailer buying a phone, or some consumer durable (TV, fridge, AC, DVD player, etc) and the retailer says that you need to pay 2% extra if...

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Credit card loss – report at the earliest

Say you are out shopping, and you do not notice that your purse of wallet has got stolen, or that you left it somewhere ? And somebody unscrupulous picks up your card and makes some large purchases in...

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Another case, person gets bill for ‘ghost’ credit card

It happens again and again. A person either has not accepted the credit card that was provided to him even when he had not requested the credit card, or he was charged for some amount where he did not...

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Safety feature – Online Credit card usage

If you have ever stopped to look at the online credit usage you would have done (including reviewed the information you were asked to provide), it would seem extremely easy to use somebody’s card and...

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Why do restaurants charge a 10% service charge in addition to food charges ?

For many years, India used to have a concept where the rate of an item would include all charges and taxes, so that you would know the final rate that you would need to pay for what you were buying....

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Delhi court blasts banks for high credit card charges

Credit card charges tend to be very high. Some of the charges on credit card can be as high as 2.95% per month, with some annual credit charges being as high as 36% per year. These are very high...

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